"Kamurj" UCO CJSC

TITLE:  Leading Specialist/ Underwriter, Loan Applications Centralized Approval Department

TERM:  Full-time

LOCATION:  Yerevan, Armenia

JOB DESCRIPTION:  "Kamurj" UCO CJSC is looking for a Leading Specialist/ Underwriter for Loan Applications Centralized Approval Department who will be responsible for controlling conformity of lending standards and conditions implemented in the frameworks of the Company's Micro-crediting Department.

JOB RESPONSIBILITIES:  
- Examine the conclusions and recommendations submitted by the Company's departments;
- Analyze submitted documents;
- Ensure and protect the integrity of the documents' package;
- Responsible for the identification/ detection of credit risk, as well as the preparation of proposals for reduction of identified credit risk;
- Decide on the possible implementation of lending operations;
- Responsible for the interaction/ cooperation with the Company's employees about customer risk assessment and transactions which exposed credit risk;
- Prepare and submit reports.

REQUIRED QUALIFICATIONS:  
- Higher economic and/ or financial education;
- At least 2 years of experience in finance and banking business and agricultural lending sector;
- Knowledge of the principles and methodology of borrowers' economics business/ financial analysis;
- Knowledge of the methods of carrying out the analysis of borrowers' creditworthiness;
- Knowledge of economic and accounting basics of taxation;
- Knowledge of financial analysis;
- Excellent time management skills and an ability to complete the job within deadlines;
- Ability to independently analyze and propose solutions of atypical loan deals;
- Knowledge of Armenian and Russian languages; knowledge of English language is desirable;
- Knowledge of MS Office and AS-Bank; a literate and skilled user of Internet.

APPLICATION PROCEDURES:  To apply for this position, all qualified applicants are encouraged to send their CVs in Armenian language to: anahit.manukyan@kamurj.am , clearly mentioning the position title in the subject line of the email or submit them to: 123 Sebastia Str., Yerevan 0032, RA. Please note that only short-listed candidates will be interviewed.
Please clearly mention in your application letter that you learned of this job opportunity through Career Center and mention the URL of its website - www.careercenter.am, Thanks.

OPENING DATE:  11 January 2017

APPLICATION DEADLINE:  24 January 2017

ABOUT COMPANY:  "Kamurj" UCO CJSC is providing micro and small loans to low-income families in urban and rural areas throughout Armenia. For more information about the Company, please visit: www.kamurj.am.

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