JOB DESCRIPTION: 
The Branch Credit Specialist will be responsible for creditworthiness evaluation and analysis and will cross-check the financial documents submitted by customers to be reviewed during the examination of loan applications.
RESPONSIBILITIES: 
- Responsible for the intensive promotion of loans;
- Deliver consultations to clients regarding necessary documents, terms and conditions of loan documentation;
- Draft and submit reports;
- Collect and review loan-related documents, assess credibility, submit loan opinions;
- Responsible for collateral choice and review;
- Track clients' payments in terms of ensuring their timeliness and accuracy.
REQUIRED QUALIFICATIONS: 
- Higher education in Economics, Finance or a related field;
- At least 2 years of work experience in banking as a Credit Specialist;
- Thorough knowledge of Armenian banking legislation, business and consumer lending processes;
- Fluency in Armenian and Russian languages; basic knowledge of English language;
- Knowledge of MS Office and AS-Bank 4.0 software;
- Ability to work in a team, and find efficient solutions in changing environment;
- Pro-activity and sense of responsibility;
- Analytical and flexible thinking, cooperation skills.
APPLICATION PROCEDURES: 
Interested applicants are welcome to send their CV in PDF to: **@*********.** indicating the position title ("Credit Specialist") in the subject line of the email, or send the hard copy to the Bank's Head Office at: 44/2 Hanrapetutyan Str., Yerevan 0010. Only shortlisted candidates will be interviewed.
Please clearly mention in your application letter that you learned of this announcement through Career Center and mention the URL of its website - www.careercenter.am. Thanks.
REMUNERATION/ SALARY: 
Competitive salary, plus package of benefits
OPEN TO/ ELIGIBILITY CRITERIA: 
All qualified candidates