Jobs and Careers

JOB DESCRIPTION: 

The Business Loan Specialist will be responsible for new customer attraction, business loan creditworthiness evaluation and analysis.

RESPONSIBILITIES: 

- Actively promote bank loan products by attracting new customers;
- Responsible for consultancy for customers on required documents, loan term and conditions;
- Collect and verify the financial information submitted by customers;
- Review and analyse financial statements;
- Analyse due diligence data, using financial ratios, client credit histories, resale value of collateral, etc.;
- Prepare and present required reports and documentation to the necessary signatories;
- Evaluate the credit risk of clients before the credit committee;
- Educate borrowers and guarantors of their rights and obligations including all aspects of servicing the loan (repayment schedule and terms, indexing, etc.);
- Make collections and track loan repayments;
- Ensure that payments are made on time and in the correct amount.

REQUIRED QUALIFICATIONS: 

- Higher education, in Finance or in Economics;
- At least 3 years of work experience as a Business Loan Specialist in the bank;
- Computer skills; experience in working with Armenian Software 4.0;
- Awareness of customer crediting procedures and Armenian banking legislation;
- Strong interpersonal and communication skills; ability to work in teams;
- High sense of responsibility;
- Ability to state thoughts clearly and commit those in a written form;
- Analytical thinking, negotiation skills;
- Excellent knowledge of the Armenian language;
- Good knowledge of Russian and English languages is a plus.

APPLICATION PROCEDURES: 

Interested applicants should submit their CVs in the Armenian language to: **@*********.** indicating "Business Loan Specialist" in the subject line of the e-mail, or send to Evocabank Head Office at: 44/2 Hanrapetutyan Str., Yerevan 0010. Only short-listed candidates will be interviewed.

Please clearly mention in your application letter that you learned of this announcement through Career Center and mention the URL of its website - www.careercenter.am. Thanks.

REMUNERATION/ SALARY: 

Competitive

OPEN TO/ ELIGIBILITY CRITERIA: 

All qualified candidates.