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Head of Credit Information and Collection Unit
| Company: | Byblos Bank Armenia |
|---|---|
| Deadline: | 16 November 2018 |
| Announcement Code: |
JOB DESCRIPTION:
The incumbent will investigate and gather all kind of information on existing and potential clients which might be useful for decision making in credit matters. He/ she will provide the departments and branches with information on their clients, upon their request and whenever necessary. He/ she will also manage the follow-up and collection of doubtful loans (retail and commercial) and ensure proper remedial actions.RESPONSIBILITIES:
- Ensure maintenance of credit information files on all the Bank's existing and potential clients and conduct periodic checking on them;- Handle continuous data exchange with the Central Bank of Armenia and ACRA Credit Bureau to ensure a timely update of the databases;
- Review information reports required by departments, branches and other banks;
- Maintain a dynamic database that serves both risk and marketing needs with a cost/ benefit approach;
- Manage and supervise the follow-up and collection of the classified accounts portfolio;
- Review warning letters sent to non-performing clients; remain updated of contact results and clients' statuses;
- Hold meetings with clients, whenever needed, to negotiate and communicate new terms of repayment or settlement;
- Control cases under responsibility of Compulsory Enforcement Service;
- Perform other job-related duties and responsibilities as assigned.
REQUIRED QUALIFICATIONS:
- Bachelor's or master's degree in Economics, Finance, and Management;- At least 2 years of banking experience in managerial position with the same responsibilities;
- Good knowledge of English language, including verbal and written communication skills;
- Good command of MS Office, particularly Word and Excel;
- Outstanding communication and negotiation skills;
- Strong self control and stress tolerance;
- Self-starter with a strong drive for results;
- Analytical and problem-solving skills.
APPLICATION PROCEDURES:
All interested and qualified candidates are encouraged to send their CV to: ******************@**********.*** . Please mention the position title ("Head of Credit Information and Collection Unit") in the subject line of the email. Only shortlisted applicants will be invited to interview.Please clearly mention in your application letter that you learned of this announcement through Career Center and mention the URL of its website - www.careercenter.am. Thanks.
