Jobs and Careers

JOB DESCRIPTION: 

Ameriabank is looking for a Loan Officer in Customer Service Unit at Abovyan City Branch. The incumbent will be responsible for issuance and further service of the loans.

RESPONSIBILITIES: 

- Provide detailed consultation on different kinds of loans to potential borrowers;
- Review the documents and/ or information filed by the client, assess clients' creditworthiness and borrowing capacity;
- Make inquiries on the client's credit history to the relevant credit bureau;
- Prepare and submit opinion on loan disbursement;
- Compile and maintain the clients' credit files in electronic and hard forms (including in the operational system and CRM database of the Bank);
- Draft loan, security and warranty agreements and follow up on their execution;
- Ensure document flow in the loan disbursement and service processes;
- Process the agreements in the Bank operational system and give electronic instructions in connection with the loan disbursement to the relevant units;
- Administer and monitor disbursed loans;
- Follow up on timely repayment of loans and notify relevant services in case of default;
- Provide professional opinion;
- Submit performance reports to the line manager.

REQUIRED QUALIFICATIONS: 

- University degree in Finance, Accounting or Economics; ACCA or MBA will be a plus;
- At least 2 years of work experience as a loan specialist;
- Proficiency in Microsoft Office; knowledge of AS Bank 4.0 will be a plus;
- Fluency in Armenian, Russian and English languages;
- Knowledge of banking and civil legislation, banking and accounting;
- Excellent communication skills and courteous manners;
- Attention to detail;
- Team playing skills;
- Decision making skills and ability to handle stressful situations.

APPLICATION PROCEDURES: 

All interested and qualified candidates are welcome to fill in the attached Application Form, enclose the CV, including relevant qualifications, experience and contact information for professional references, and send to: **.******@**********.** . Please, indicate the position title ("Loan Officer, Customer Service Unit, Abovyan City Branch") in the subject line of the email. Only short-listed candidates will be interviewed.

Please clearly mention in your application letter that you learned of this announcement through Career Center and mention the URL of its website - www.careercenter.am. Thanks.

REMUNERATION/ SALARY: 

Competitive

ATTACHMENTS:

Application Form