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Loan Officer, Customer Service Unit
| Company: | Ameriabank CJSC |
|---|---|
| Duration: | Permanent |
| Start Date: | ASAP |
| Deadline: | 17 March 2019 |
| Announcement Code: |
JOB DESCRIPTION:
Ameriabank is looking for a Loan Officer to join its Customer Service Unit. The incumbent will be responsible for issuance and further service of the loans.RESPONSIBILITIES:
- Provide detailed consultation on different kinds of loans to potential borrowers;- Review the documents and/ or information filed by the client, assess client's creditworthiness and borrowing capacity;
- Make inquiries on the client's credit history to the relevant credit bureau;
- Prepare and submit opinion on loan disbursement;
- Compile and maintain the client's credit files in electronic and hard forms (including in the operational system and CRM database of the Bank);
- Draft loan, security and warranty agreements and follow up on their execution;
- Ensure document flow in the loan disbursement and service processes;
- Process the agreements in the Bank operational system and give electronic instructions in connection with the loan disbursement to the relevant units;
- Administer and monitor disbursed loans;
- Follow up on timely repayment of loans and notify relevant services in case of default;
- Provide professional opinion;
- Submit performance reports to the line manager.
REQUIRED QUALIFICATIONS:
- University degree in Finance, Accounting or Economics; ACCA or MBA will be a plus;- At least 2 years of work experience as a Loan Specialist;
- Proficiency in Microsoft Office; knowledge of AS Bank 4.0 will be a plus;
- Fluency in Armenian, Russian and English languages;
- Knowledge of banking and civil legislation, banking and accounting;
- Excellent communication skills and courteous manners;
- Attention to details;
- Team playing skills;
- Decision making skills and ability to handle stressful situations.
APPLICATION PROCEDURES:
All interested and qualified candidates are welcome to fill in the attached Application Form, enclose the CV, including relevant qualifications, experience and contact information for professional references, and send to: **.******@**********.** . Please, indicate the position title ("Loan Officer, Customer Service Unit") in the subject line of the email.Please clearly mention in your application letter that you learned of this announcement through Career Center and mention the URL of its website - www.careercenter.am. Thanks.
Application Form
