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Senior Credit Analyst/ Portfolio Manager
| Company: | Byblos Bank Armenia |
|---|---|
| Location: | Yerevan, Armenia |
| Duration: | Permanent |
| Deadline: | 02 December 2019 |
JOB DESCRIPTION:
Byblos Bank Armenia is looking for a Senior Credit Analyst/ Portfolio Manager. The incumbent will be responsible for analysis of moderate to complex loan applications and portfolio management.RESPONSIBILITIES:
- Apply strong credit skills and experience to structure loans with high complexity;- Monitor the loan portfolio to ensure credit files are complete and well-maintained and notify Head of Commercial Banking Department of any potential adverse information and trends;
- Gather and analyze credit information on current and potential borrowers;
- Prepare business financial statement spreads;
- Prepare written summaries and financial trend, cash flow and collateral analysis;
- Prepare credit application package with Senior Relationship Managers;
- Monitor periodic loan/ financial covenants to determine compliance, notifying appropriate parties for non-compliance;
- Contact customers for obtaining updated financial information;
- Assist with special tasks assigned including, but not limited to preparation of management reports, portfolio analysis.
REQUIRED QUALIFICATIONS:
- Bachelor's or master's degree in Economics, Management or Finance; MBA is a plus;- At least 2 years of experience in a similar role;
- Broad knowledge of credit principles and commercial lending practices;
- Strong financial analysis and accounting skills;
- Experience and knowledge in financial statement and tax return analysis;
- Proficiency with financial spreading software (e.g. Moody's Credit Analyst) is a plus;
- Fluency in Armenian and English languages;
- Good command of MS Office, particularly MS Excel;
- Ability to communicate well with relationship managers, customers and department management;
- Excellent organizational and time management skills;
- Ability to work with minimal supervision while performing duties.
APPLICATION PROCEDURES:
Interested and qualified candidates are welcome to apply online via careercenter.am or send their CV to: ******************@**********.*** indicating the position title ("Senior Credit Analyst/ Portfolio Manager") in the subject line of the email. Only shortlisted applicants will be called for an interview.Please clearly mention in your application letter that you learned of this announcement through Career Center and mention the URL of its website - www.careercenter.am. Thanks.
