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Senior Specialist, Retail Crediting Division, Individual Loans Underwriting Unit
| Company: | Ameriabank CJSC |
|---|---|
| Duration: | Permanent |
| Start Date: | ASAP |
| Deadline: | 31 January 2019 |
| Announcement Code: |
TERM:
Full-timeJOB DESCRIPTION:
The incumbent will be responsible for provision of extended consultation to potential borrowers on all types of retail lending products offered by Retail Banking Department to individuals and taking all necessary measures to ensure timely approval and disbursement of loans.RESPONSIBILITIES:
- Review retail loan applications, provide professional conclusions;- Submit loan conclusions to the Head of the Unit/ Credit Committee/ Management Board for approval;
- Provide professional consultation;
- Underwrite retail loans;
- Participate in loan analysis and monitoring;
- Prepare and submit to authorized bodies conclusions on restructuring loans or reviewing their terms;
- Provide extended consultation to potential borrowers on all types of retail lending products offered by Retail Banking Department to individuals;
- Review and check the documents and information provided by clients, assess creditworthiness and borrowing capacity of applicants;
- Prepare and provide conclusions on the financial standing of clients, submit the credit file to the Credit Committee for approval;
- Where required make inquiries on clients' credit history to credit bureaus and other agencies;
- Handle the document flow and credit files of the Unit;
- Collect documents related to loan disbursement and required during loan service and carry out other necessary functions;
- Substitute the Senior Specialist and the Specialist and perform their duties when the latter are absent;
- Perform other job-related tasks as assigned by the Head of the Unit or Chief Specialist.
REQUIRED QUALIFICATIONS:
- University degree in Finance, Business Administration, Economics or other related fields;- At least 2 years of work experience in banking;
- Knowledge of banking legislation and prudential standards;
- Strong critical thinking;
- Team player skills;
- Profound knowledge of MS Office; proficiency in AS-Bank Operational Day;
- Excellent command of Armenian, Russian and English languages.
APPLICATION PROCEDURES:
All interested and qualified candidates are welcome to fill in the attached Application Form, enclose the CV, including relevant qualifications, experience and contact information for professional references, and send to: **.**@**********.** . Only short-listed candidates will be interviewed.Please clearly mention in your application letter that you learned of this announcement through Career Center and mention the URL of its website - www.careercenter.am. Thanks.
Application Form
