Աշխատանք և կարիերա

ԱՇԽԱՏԱՆՔԻ ՆԿԱՐԱԳԻՐ՝ 

Byblos Bank Armenia is looking for a Senior Credit Analyst/ Portfolio Manager. The incumbent will be responsible for analysis of moderate to complex loan applications and portfolio management.

ՊԱՐՏԱԿԱՆՈւԹՅՈւՆՆԵՐ՝ 

- Apply strong credit skills and experience to structure loans with high complexity;
- Monitor the loan portfolio to ensure credit files are complete and well-maintained and notify Head of Commercial Banking Department of any potential adverse information and trends;
- Gather and analyze credit information on current and potential borrowers;
- Prepare business financial statement spreads;
- Prepare written summaries and financial trend, cash flow and collateral analysis;
- Prepare credit application package with Senior Relationship Managers;
- Monitor periodic loan/ financial covenants to determine compliance, notifying appropriate parties for non-compliance;
- Contact customers for obtaining updated financial information;
- Assist with special tasks assigned including, but not limited to preparation of management reports, portfolio analysis.

ԱՆՀՐԱԺԵՇՏ ՈՐԱԿԱՎՈՐՈՒՄՆԵՐ՝ 

- Bachelor's or master's degree in Economics, Management or Finance; MBA is a plus;
- At least 2 years of experience in a similar role;
- Broad knowledge of credit principles and commercial lending practices;
- Strong financial analysis and accounting skills;
- Experience and knowledge in financial statement and tax return analysis;
- Proficiency with financial spreading software (e.g. Moody's Credit Analyst) is a plus;
- Fluency in Armenian and English languages;
- Good command of MS Office, particularly MS Excel;
- Ability to communicate well with relationship managers, customers and department management;
- Excellent organizational and time management skills;
- Ability to work with minimal supervision while performing duties.

ԴԻՄԵԼՈւ ԿԱՐԳԸ՝ 

Interested and qualified candidates are welcome to apply online via careercenter.am or send their CV to: ******************@**********.*** indicating the position title ("Senior Credit Analyst/ Portfolio Manager") in the subject line of the email. Only shortlisted applicants will be called for an interview.

Խնդրում ենք Ձեր դիմում-նամակում հստակ նշել, որ այս հնարավորության մասին տեղեկացել եք Կարիերայի կենտրոնի վեբ-կայքից և նշեք կայքի հղումը՝ www.careercenter.am։ Շնորհակալություն.

ԱՇԽԱՏԱՎԱՐՁ՝ 

Competitive salary, plus benefits