ОПИСАНИЕ ДОЛЖНОСТИ: 
Araratbank OJSC is looking for a Credit Officer to join the Commercial Lending Division of the Corporate Operations Department.
ОБЯЗАННОСТИ: 
- Analyze companys' performance and credit rating, prepare conclusion in compliance with the requirements of internal procedures of the Bank, disburse and service loans;
- Generate, service and manage a credit basket, prepare respective reports;
- Provide professional consulting to potential borrowers;
- Perform other job-related responsibilities set out in legal acts of the Bank.
ТРЕБУЕМАЯ КВАЛИФИКАЦИЯ: 
- Higher education;
- At least 1 year of experience in the financial and banking field, preferably in a credit division;
- Knowledge of legislation and subsidiary legislation regulating the field of banking system;
- Analytical skills, ability to prepare a balance sheet, cash flow and P&L statements;
- Negotiation and sound judgment ability;
- Ability to work in a team efficiently, under pressure and meet deadlines;
- Knowledge of Armenian, English and Russian languages;
- Computer and IT literacy, particularly Microsoft Excel and Word;
- Ability to express thoughts clearly.
ПРОЦЕДУРА ПОДАЧИ ЗАЯВОК: 
Interested candidates who meet the requirements above are welcome to send their CV to: **@**********.** indicating the position title ("Credit Officer, Commercial Lending Division") in the subject line of the email.
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