JOB DESCRIPTION: 
Role description:
Evoca is looking for a Analyst of Customer Analysis Divison who will be responsible for conducting comprehensive and in-depth analysis of credit applications and providing conclusions based on them.
What will you gain?
Evoca is committed to ensuring everyone can flourish in their roles by creating a working environment that supports wellbeing and provides a generous benefits package, a wide range of career and personal development opportunities. By joining Evoca, you will get:
- health insurance;
- travel insurance;
- favorable terms of Evoca products and services;
- holiday and year-end bonuses;
- bonuses on marriage, birth of a child;
- paid days off;
- sport package;
- English language trainings;
- large opportunities for continuous learning and development (participation in international conferences, business trips abroad, opportunities to get international certifications and study in top universities worldwide).
RESPONSIBILITIES: 
What will you be doing?
- Evaluate the creditworthiness of current or potential clients, conduct analysis of the borrower’s financial and economic activities;
- Analyze indicators, ratios, and trends;
- Perform a comprehensive analysis of clients' financial statements;
- Collect and analyze data for the purpose of applying risk management models;
- Prepare and present reports;
- Provide recommendations related to financial analysis and credit risk.
REQUIRED QUALIFICATIONS: 
What skills is Evoca looking for?
- Higher education in economics or finance;
- At least 2 years of work experience in a bank or financial system as a financial analyst and/or credit specialist;
- Knowledge of Armenian banking and tax legislation, as well as credit processes;
- Excellent knowledge of financial statement analysis and financial ratios;
- Knowledge of financial modeling techniques;
- Analytical mindset;
- Teamwork and communication skills;
- Ability to quickly orient and make decisions;
- Excellent command of Russian and English.
APPLICATION PROCEDURES: 
How to apply?
Please send your CV to **@*****.** by indicating "Analyst of Customer Analysis Division" in the subject line of the e-mail.
Please clearly mention in your application letter that you learned of this announcement through Career Center and mention the URL of its website - www.careercenter.am. Thanks.