JOB DESCRIPTION: 
Evocabank is looking for an experienced, highly organized Credit Analyst who will be responsible for creditworthiness evaluation of loan applications and overall financial analysis.
RESPONSIBILITIES: 
- Conduct thorough analysis of clients' financial statements;
- Assess creditworthiness of existing and/ or prospective clients applying but not limited with five Cs;
- Practice due diligence applying ratio and trend analysis;
- Prepare and present required reports with findings, and recommendations tied to financial analysis and assessment of credit risk;
- Assemble and synthesize data needed to run risk management models.
REQUIRED QUALIFICATIONS: 
- Higher education in the field of Economics or Finance;
- At least 3 years of work experience as a Financial Analyst in a bank or other financial institutions;
- International qualification is a strong plus (CFA, FRM, etc.);
- Awareness of business crediting procedure;
- Awareness of Armenian Banking and Tax legislation;
- Impeccable understanding of financial statements, ratios, and concepts;
- Strong mathematical and analytical skills;
- A well-developed understanding of financial modeling techniques;
- Deep knowledge in MS Office;
- Technical skills are an asset (R, Python, SQL, etc.);
- Strong interpersonal and communication skills, strong work ethics;
- Ability to work in teams;
- Problem-solving, analytical and decision-making skills; high sense of responsibility;
- Fluency in Armenian language; excellent command of Russian and English languages.
APPLICATION PROCEDURES: 
Interested applicants should submit their CV in PDF in Armenian or English language to: **@*********.** indicating the position title ("Credit Analyst") in the subject line. Only short-listed candidates will be interviewed.
Please clearly mention in your application letter that you learned of this announcement through Career Center and mention the URL of its website - www.careercenter.am. Thanks.
REMUNERATION/ SALARY: 
Competitive salary, plus package of benefits
OPEN TO/ ELIGIBILITY CRITERIA: 
All qualified candidates