JOB DESCRIPTION: 
Arshinbank is looking for a Senior Analyst for Small and Medium Class Credit Risk Management to join its team.
RESPONSIBILITIES: 
- Study credit history compliance;
- Study the conformity of the information in the loan application;
- Analyze the creditworthiness of the loan;
- Check the validity of the reasons for the need for credit;
- Analyze activity history;
- Study loan structure;
- Responsible for corporate customers regular revaluation of ratings;
- Assess credit risk;
- Assess Extinguishing Source;
- Analyze and rate financial factors;
- Analyze competitors, market participants;
- Analyze business activity;
- Analyze business management system/ financial efficiency;
- Identify interconnected persons;
- Assess social-ecological risk;
- Assess currency dependency;
- Gather information from alternative sources for risk assessment;
- Assess development of recommendations for the simplification of lending process and risk using automation systems;
- Organize processes envisaged by the board or involving management in accordance with the requirements of the Bank's internal legal acts, decisions and orders.
REQUIRED QUALIFICATIONS: 
- Master’s degree, preferably in Economics;
- At least 2 years of experience in the credit sector of the financial-banking system for the last 4 years, preferably 6 months of which in the field of credit risk management;
- Knowledge of MS Office, LS-Bank or similar programs;
- Excellent knowledge of Armenian and Russian languages; satisfactory knowledge of English language;
- Knowledge of creditworthiness assessment technologies;
- Medium level of knowledge of accounting standards, banking legislation; advanced level of knowledge of financial analysis and management accounting.
APPLICATION PROCEDURES: 
All interested and qualified candidates are welcome to send their application to: **@***********.** or deliver the hard copy to the Bank’s Head Office at: 13 Lusavorich St, Yerevan, RA. Please fill out the application form as resumes in a free format will not be considered. Please indicate the position title ("Senior_Analyst") in the subject line of the email, otherwise the application will not be considered. The deadline is 30 April 2020. Only short-listed candidates will be invited for the interview.
Please clearly mention in your application letter that you learned of this announcement through Career Center and mention the URL of its website - www.careercenter.am. Thanks.
ATTACHMENTS:
Application Form - Application Form.zip.zip