TERM: 
Full-time
JOB DESCRIPTION: 
The incumbent will be responsible for analysis, assessment and further monitoring of credit risks associated with retail loans issued to individuals.
RESPONSIBILITIES: 
- Manage credit risks of retail loans;
- Analyze and assess credit risks in the lending process; provide professional opinion;
- Monitor loans/ lending portfolios, assess/ identify risks;
- Develop, implement and apply credit risks management methods and models;
- Develop, access, analyze and monitor internal risk management standards/ parameters;
- Regulate risk management procedures;
- Exercise other risk management functions as it may be needed.
REQUIRED QUALIFICATIONS: 
- University degree in Economics, Management, Finance, Engineering or a related field;
- At least 2 years of work experience in finance and banking; background in bank risks management and lending will be a plus;
- Data processing and modeling skills; knowledge of various statistical methods and packages such as SPSS and Mat Lab is desirable;
- Proficiency in Microsoft Office, Windows and Outlook;
- Knowledge of credit risk assessment/ analysis methods;
- Math or engineering skills; knowledge of mathematical, statistical and modeling methods of data processing;
- Experience in bank and financial risks analysis is desirable;
- Strong critical thinking;
- Strong commitment to work;
- Creative thinking;
- Team-player skills;
- Negotiation skills;
- Ability to manage complex issues; on-schedule and result-driven performance;
- Ability to make quick and independent decisions;
- Time management skills.
APPLICATION PROCEDURES: 
All interested and qualified candidates are welcome to complete the below attached Application Form, attach the CV (optional) and send it to: **.**@**********.** . Please indicate the position title ("Senior Specialist, Retail Credit Risks Management Unit") in the subject line of the email.
Please clearly mention in your application letter that you learned of this announcement through Career Center and mention the URL of its website - www.careercenter.am. Thanks.
REMUNERATION/ SALARY: 
Competitive, plus package of benefits
ATTACHMENTS:
Application Form