JOB DESCRIPTION: 
The incumbent will be responsible for post-underwriting of retail loan portfolio.
RESPONSIBILITIES: 
- Conduct post-underwriting of retail loan portfolio;
- Monitor and extend the term of insurance policies;
- Conduct loan monitoring processes, including intended use of loan, follow-up on performance and cash flows on the bank accounts, analysis of the financial performance of the borrower; check collateral availability and its maintenance conditions; perform other checks and offer to review the loan terms where necessary;
- Prepare conclusions on review of loan terms and submit them to the authorized body for approval;
- Report to the Head of the Unit on the works done;
- Handle other tasks as assigned by the Head of the Unit.
REQUIRED QUALIFICATIONS: 
- University degree in Finance, Business Administration, Economics or other related fields;
- At least 2 years of relevant work experience;
- Knowledge of bank accounting fundamentals, banking legislation and prudential standards;
- Strong critical thinking and ability to analyze financial data;
- Team player skills;
- Profound knowledge of MS Office; proficiency in AS-Bank Operational Day;
- Excellent command of Armenian, Russian and English languages.
APPLICATION PROCEDURES: 
All interested and qualified candidates are welcome to download the Application Form following the link:
http://ameriabank.am/userfiles/file/Name%20Surname_Application%20Form.doc, fill it in, attach the CV (optional) and email them to: **.**@**********.** . Please, indicate the position title ("Specialist, Retail Credit Division, Retail Credit Portfolio Post Underwriting Unit") in the subject field of the email. Only shortlisted candidates will be interviewed.
Please clearly mention in your application letter that you learned of this announcement through Career Center and mention the URL of its website - www.careercenter.am. Thanks.
REMUNERATION/ SALARY: 
Competetive
ADDITIONAL NOTES: 
Package of benefits for the Specialist includes annual bonus, insurance, preferential terms for banking services, training and development opportunities, individual professional development plan.